SHIP--waive or not

Beatchick
Thu, 17 Jun 2010 01:37:13 +0000

Do nothing, you don’t waive; after July 15th and you late waive, you pay a penalty. If you have coverage and you want SHIP you can have dual coverage. Dunno about kaiser, but Anthem BC (and I guess others) you use the TANG center, which is the sort of on campus med center. You can go there for cuts and scrapes; therapy groups, fever, sore throats, and psychological problems.

If you decide to waive SHIP don’t wait until the last minute, since it’s hard to figure out how to waive, you need to know what your insurance covers and have the group number, to answer a bunch of questions; and then it asks you are you sure you want to waive SHIP? Are you really really really sure? Followed by an ad about how great it is, so you have to keep hitting the “I’m utterly sure, ain’t gonna change my mind no matter how much you torture me” button.