Shopping for Instrument Insurance

sagiter
Thu, 05 May 2011 09:49:13 +0000

When my son left to college 2 years ago I called Clarion and they told me that the instrument is NOT covered while in a school instrument locker. They may have changed but I would check. I spoke with CSI, (College Student Insurance) and they told me that as long as the instrument is on a musical instrument rider it’s covered. So I have a CSI policy for all his stuff, a rider for his three horns and were good to go. About $200 a year, covers everything he owns at college and his instruments. From what I can see on the boards they honor their agreements. Thankfully, I have not had to deal with them on a claim. I will insure DD’s flute and picc this way as well.