Student Credit Card

twoinanddone
Fri, 14 Jul 2023 21:52:50 +0000

When my daughter traveled to Europe (once with a school group, and then for study abroad) I got her a card on my account but didn’t provide her SSN or any other info to the card company (Chase). I’m not sure she ever used it but maybe once or twice. Since then I’ve opened two other Chase accounts (Southwest Airlines and Amazon Prime). The SW card is the one I use the most.

The other day my daughter was checking her credit score and notice the Chase card, but not the one also with a card in her name (Disney) but just my SW one (we haven’t used the Disney one in years). Somehow they’ve tied her credit score to my accounts. She now has a credit score over 800! She has never had a credit card in her own name (uses a debit card or if she needs to charge plane tickets uses my card), has never had a car loan or utilities in her name. Her student loans are on pause except her Perkins loan which we did pay in full, early.