Student Credit Card

PrdMomto1
Fri, 21 Jul 2023 18:02:58 +0000

We:

1. Went to our bank and got our kiddo her own card with me as a co-signer. Limit was pretty low but we figured she was establishing credit. I was able to monitor it in our app since I was a co-signer. At some point they offered her a new card without me signing so she took it and closed the first account. Recently they made her another offer for a card with better rewards and with an oddly high credit limit so she just switched to that. She’s very responsible with her credit cards.

2. Had her as an authorized user on our card for emergencies, for charges bigger than her limit, or for things we paid for (i.e. doctors appointments, meds, etc.). She had been an authorized user on our card for some time because in high school she traveled a bit for a sport without us and needed access to a card at times. Again, she’s very responsible so this works for us.