student loans & home mortgage refinancing

deb922
Fri, 31 Jul 2015 10:36:40 +0000

We just refinanced our mortgage. It was fast and painless. I had a list of documents to provide which I gathered together. I think I sent in the paperwork on a Monday and it was approved on Thursday. This was with the same company that the original mortgage was with and our finances are pretty simple. I was nervous about the appraisal but it came back with an acceptable number.

I was nervous because I’ve heard that it’s becoming more difficult and more documentation but sorry we didn’t find that. My sil and bil own a business and their refinance took forever and tons of documents.

We went from a 5.49% 30 year mortgage to a 3% 15 year mortgage.