student loans & home mortgage refinancing

2018dad
Wed, 29 Jul 2015 20:05:36 +0000

I would suggest you refinance 1st if you have the time, just because now that we are refinancing, we found out the the mortgage company looked back in the past 120 days for any credit inquires and now we have to disclose/explain the student loan.

This is an SOP now for any underwriting process for a mortgage loan. You have to explain any credit inquiry.