students' property insurance

curiouser
Sat, 26 May 2007 10:54:48 +0000

Our computers, including both kids’ laptops, are covered under a separate rider that has very low deductible within our homeowners’ insurance policy. Since these laptops were initially over a $2k investment, these are by far the most valuable property they own.

However, I do think valid points are being made about using homeowners insurance since generally one tries to avoid filing claims against it, unless for something major.

I think looking into a student having his won might be worth it, just for that reason.