To Roth or not to Roth?

toneranger
Sat, 12 Dec 2009 16:46:22 +0000

Saw that article this morning.
Both my H and I think it makes sense to wait until we’re 59 1/2 to convert to avoid the penalty. But it seems like a good idea at that point. Hopefully, we’ll be in a lower tax bracket too! I don’t like being forced to take out distributions at age 70 1/2.