To Roth or not to Roth?

dadx3
Mon, 14 Dec 2009 06:45:07 +0000

Just as many financial advisers counsel diversification of investments in your retirement portfolio, some also counsel tax rate diversification by having a significant portion of your retirement assets in a Roth IRA, to guard against the risk (perhaps certainty) that your tax rates in the future will be higher than they are today. We’re thinking about it, for at least some of our retirement assets.