Transfer student, need serious help

BrownParent
Thu, 25 Jun 2015 09:10:05 +0000

Basically you will be full pay for UC or CSU at your family income, no matter what the EFC says. It doesn’t really matter what goes to what. They don’t give anything for your income level. Any 401k contribution is counted as available income during the college years, although the balance in the account isn’t counted. House payments, car payments are not used in the formula. Just income and savings and size of household.

Basically your parents seems not to be willing to give up any of their lifestyle to put aside funds for you to go away to college. Putting yourself in the position of getting kicked out or leaving is very foolish since you only have 2 years to go. There is no point in participating in arguments since you need their help. Finish your schooling, then you are free to live your own life. Or you will likely have to go out and work and maybe you will have to finish school after you are 24 and independent for aid. The fact is you will not likely find any merit that will give enough. Merit is mainly given to attract freshmen. I don’t even think CSU and UC give any except maybe UC small dept awards.

You can take out your federal student loan without your parents of 7,500 for jr and sr year if you file FAFSA. They don’t have to know about it. So you can take it and stash it away. Or wait till they pay Sr year, then take it and move out and crash on someone’s couch. I think after you are enrolled at SDSU or UCSD you will find friends to stay over with.