UChicago not accepting waiver for USHIP

intparent
Sun, 02 Nov 2014 13:51:08 +0000

This problem is not unique to U of Chicago, and there can be a variety of reasons why colleges don’t accept “your” insurance. We had a similar situation at another college where our deductible was too high per person (over their stated limit). In our case, the college offered a form for us to sign stating that we could afford to pay the higher copay (although it wasn’t a lot, $900/year over). Then they let us waive. In our case it was the Dean of Student’s office that told us about the waiver form.

I can sort of see how your problem is different, though. Kids go to the ER for a variety of reasons, but one is too much alcohol. And they are often reluctant to tell their parents, although eventually the parents find out due to the medical bills. Also, you kid will be (or will soon be if not when they first get their) over 18. Hard as it is to accept, no one has any responsibility from the hospital to notify you if your kid is admitted. There are scenarios where you may not be contacted if he can’t tell them who to call due to whatever illness or injury he is being treated for, or if he doesn’t wish to have you contacted. You may not win this one.