Undergraduate > Graduate Loans

Ult2011
Sun, 18 Jul 2010 16:22:00 +0000

I get the sense that you don’t realize how difficult it is to maintain a household, family, vehicles, etc. and are underestimating the limits that outstanding debt will have on your future choices and lifestyle.



I definitely understand your point here, but I feel its hard to grasp what kind of impact debt will have. Considering that I don’t know now how much I’ll have to pay then.

However, I have to say that my mom doesn’t really seem to share this same idea. I know that her parents didn’t give her a dime to help her attend college, she took out student loans to pay for it entirely. She has never complained to me about any sort of impact the debt has had on her, only that eventually she was able to pay it off. In fact, she doesn’t even have a job thats related to her college degree in any way whatsoever. Essentially, she didn’t need the degree to do the work shes doing now. She speaks to me as if student loans are the norm, and that eventually I’ll “pay them all off” because thats what she did. She went and pursued exactly what she wanted to do and I never heard anything about her student loan debt impacting that goal.

She says she’s definitely willing to help me pay for school, through getting her own loans and such (and this already puts me into a better situation than she was in), but she frequently tells me “not to worry to much about it, you’ll find a way that will work”. I suppose I’m just trying to say that she doesn’t seem to treat it with the same seriousness that you do here.