unsubsidized and subsidized Staffords

swimcatsmom
Mon, 02 Apr 2012 13:27:18 +0000

No. Subsidized loans are need based.

The dependent freshman limits for direct loans are $5500. Up to $3500 of the $5500 may be subsidized if the student has unmet need. In other words, the subsidized part of the $5500 can be between $0 and $3500. The total loan (sub and/or unsub) is also limited by the COA of the school and any other aid the student has. Total aid can not exceed the COA of the school.