Unsubsidized Stafford

kelsmom
Tue, 15 Apr 2008 20:23:25 +0000

You can apply for the loan now, but it isn’t disbursed until the student actually pays (although I don’t know how the 10 month payment plan thing works … maybe first payment isn’t due until July?). You’d get lower rate.

As for lenders, we use the state lender in D’s school’s state. There are plenty of good lenders. Look for no origination fee, rate breaks available following graduation, etc.