Will Changes to the Student Loan System Worsen Physician Shortages?

bluebayou
Thu, 26 Jun 2025 20:37:59 +0000

not sure one can answer the OP’s question without getting political, as this is clearly a political decision.

Since the link is behind a paywall…

WayOutWestMom:

Teaching hospitals and medical schools have said the provisions could worsen the physician shortage

…is just opinion with zero data/citations to support. Not saying that there won’t be any impact, but the demand for med school admissions is so high, that the slots of the low income students who choose not attend without federal – as opposed to private loans – can easily be replaced with full pay students. (And we can always invite more foreign medical grads.).

thumper1:

By limiting loans this way, there are many lower income students who simply won’t be able to afford to attend.

I would guess that most medical students won’t have much of an issue of obtaining private loans. (back to the old days: higher interest rates and no forgiveness).

DadTwoGirls:

Will there be students who are already 2 or 3 years into medical school, and find it difficult to find the money needed to finish?

If this is enacted, the big hit will be to the Master’s cash cows.

Inside Higher Ed | Higher Education News, Events and Jobs

Can Graduate Programs Survive Federal Loan Caps?

Congress wants to significantly cut back on federal loans for grad students. That could decimate the highly profitable graduate degree market—and limit who has access to it.

See above