Will Changes to the Student Loan System Worsen Physician Shortages?

bluebayou
Thu, 26 Jun 2025 21:01:55 +0000

MYOS1634:

You already can’t declare bankruptcy because of student loans…

actually, yes one can. It’s not easy, but a bk judge has the authority to cancel anything, even IRS debt.

MYOS1634:

PSLF is necessary for young physicians to take up positions in rural areas, in medical deserts, in low-paying fields that are nevertheless necessary.

perhaps, but PLSF is not limited to taking up positions in a rural area. It also covers Residents in NYC, as well as any doc making bank and working in a “non-profit”. Regardless, the feds have/had another program specifically targeted toward forgiving debt for docs working in a rural area. (The Trump Admin has just put that on hold, however.)

MYOS1634:

Texas also does an excellent job with med school costs for its residents.

I’ve often told my California friends that they should send thier premed kid to UTexas (or TAMU or Rice) for undergrad, graduate, apply for a health/STEM-related Masters, obtain state residency and then apply to Med school