schools w/ good arts+music programs?

Williams, Vassar, Wesleyan, Bard and Skidmore are all good suggestions. Oberlin is a bit tricky for non-music-majors, as the conservatory is pretty walled off from the regular campus if you’re not pursuing a bachelor of music. Here’s a list of some of my other favorite LAC’s with very strong music programs that are accessible to non-majors, that also have strong academics. Not all of them meet your geographic criteria, but I think they’re all worth a look:

St. Olaf
Lawrence U
Gettysburg
U. of Puget Sound
Furman

You’d be a candidate for merit aid at all of those schools with your stats. You’ll have to do your own research as far as photography goes, as I don’t have any info on that.