High Family Income w/ a catch... do I have a high EFC?

@thumper1
Yes completely true, but they are hardcore, christian, conservative Nigerians who believe 15% of your income goes to your home church, 10% to parents, 15% to the prosperity of your home country etc for the blessings you will receive later

But we are first generation immigrants and the idea of taking out loans is Taboo. They may be okay with it if the loans are apart of the college’s financial aid package(since they were fine with the “B-on-Time” loan), but other wise no loans allowed.