Bentley University has com up with a plan that I think is very good - and provides CHOICES. They are adding a summer semester for 2021 at no additional tuition cost. This gives students options in the fall to
1)come to campus (if open) - and do a reduced course load if they want (in case it ends up online later)
2) avoid the semester all together if everything is online - making it up in the summer at no added cost
3) Graduate early if they want to - using the summer semester to finish coursework.
Their Plan A - is still back to campus. But I really like these options.