IF (incomplete failure) on transcript

Hey all, I’m really sorry if this isn’t the right forum. Just give me a heads up to where this should be and I’ll change it.
I filed for an incomplete with a professor for a course I was taking last semester because I was under a lot of mental duress at the moment (well, still am) and couldn’t get the work out. There are deadlines for when Incomplete work has to be filed, and because I was an idiot who thought my mental health issues would magically evaporate, I thought I would be able to get it done while handling my new semester workload. Tbh, I probably could have, but then the whole COVID-19 situation really really exacerbated by anxiety, and I really couldn’t focus on anything.
Long story short, I didn’t make the deadline and had an IF put in place of the Incomplete, which means I not only have a failing grade in my transcript, but a failing grade of IF, which indicates I double failed to finish my work despite second chances.
My prof has been really really lovely the whole process, but I’ve asked for too much, and I’m scared to contact her again (first asked for extensions, then an incomplete). I can ask for extensions on incomplete deadlines too, but it’s been nearly a month from that, and I would essentially have to beg her to fill out this academic policy exception form, and also get approval from her department head.
I’m really afraid to do this, and really afraid of being rejected, so I wanted to know how bad an IF really looks on a transcript to employers, grad school admissions officers, etc.

TLDR; had a grade of incomplete, failed to meet the deadline to wrap up the incomplete thus resulting in a failing grade (noted as IF on transcript). How bad does that look?