<p>Hi CPU - Long time no chat.</p>
<p>Couple of things.</p>
<p>Looks like this is a budget - correct?</p>
<p>Is the housing that you selected the same, more or less than what is on the budget. Is the food plan you selected the same, more or less than what is on the budget. This could easily move the budget up or down by a couple of thousand dollars.</p>
<p>The work study program is given to almost 100% of people that get awarded any FA. It’s standard practice. But be careful what you ask for. ALOT of schools will just take away your grant money if you receive any kind of outside scholarship. </p>
<p>And the billed costs are not necessarily divided into two parts equally. At my son’s school, it is heavier the first semester. You will have to call and ask.</p>
<p>Remember you can ask for a Subsidized stafford loan if you need it. There would be no interest accruing while in college.</p>
<p>Also remember that all scholarship monies over tuition and fees are taxable, so you will have to pay tax on some of that scholarship money. See Table 1-1.Tax Treatment of Scholarship and Fellowship Payments1 [Publication</a> 970 (2011), Tax Benefits for Education](<a href=“Publication 970 (2022), Tax Benefits for Education | Internal Revenue Service”>Publication 970 (2022), Tax Benefits for Education | Internal Revenue Service)</p>