Complicated hx and long list of schools

@twoinanddone - I wanted to thank you for suggesting that something might be amiss with how we were completing the NPC. It turned out I was misunderstanding how to handle business income compared to salary (we have both). Understanding my mistake and correcting it allowed us to see early that we would not get as much need aid as we thought. While disappointing, I would rather know now than later. It helped DD adjust where she was allying to since we will require merit aid.