EFC with twins (1 using NMF scholarship)

Unless you are instate for Madison, I would eliminate it. It is $52k/year for OOS.

If you live anywhere around the ND-Wisc area, you likely have good instate flagship options.

Getting total cost down to $25k/year isn’t easy via merit. The bigger NMF schools are the easiest and most reliable method. Chasing non guaranteed merit with twins is likely to be stressful.

If you think you can cover your demonstrated need for both, I would move schools like CWRU to the top of the list for consideration. The are a meets need school that both have a chance to get accepted into.