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Loan Limits and Eligibility Warning

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Replies to: Loan Limits and Eligibility Warning

  • kelsmomkelsmom 16088 replies99 threads Senior Member
    You should have gotten credit for any months the form certified, less any months on the certification that did not count (for example, if you were in forbearance). You won’t get credit for any months after the certification was completed. Certification is retroactive.
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  • LouWestinLouWestin 10 replies1 threads New Member
    @kelsmom FedLoan just wrote me back. They said what you said. They also included a link to download an employer renewal form. I’ll do that today. Good grief, they make things confusing. lol

    Here’s what they said.

    “Thank you for contacting FedLoan Servicing!


    If the amount you are approved for under an Income-Driven Repayment (IDR) plan is calculated to $0.00 per month, this is considered a qualifying payment towards Public Service Loan Forgiveness (PSLF).


    We received your most recent Employment Certification Form (ECF) for Public Service Loan Forgiveness (PSLF) and it was approved, certifying your employment period through May 10, 2018. You completed a Direct Consolidation Loan on June 21, 2018, which was after the last ECF approval. To certify and review your payments after the disbursement of your Direct Consolidation Loan you would need to submit an updated ECF.”
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  • kelsmomkelsmom 16088 replies99 threads Senior Member
    When you do your employer certification, have them do it through "now." You'll get credit for any payments due after June 21, 2018 through the date of the certification. Remember to recertify every year, or at the time you leave your job if you're switching jobs. You won't see any new qualifying months (just the ones you will be certifying now) until after you recertify next year.
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  • LouWestinLouWestin 10 replies1 threads New Member
    edited May 2019
    @kelsmom and everyone else who commented. I just got the signed off sheet back from my job today. Thanks very much for your help and info! I just have to fax it over.
    edited May 2019
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