College Meal Plans - When does it make sense to buy the "Maximum" plan?

My basketball athlete D was underwhelmed with 16-17 swipes a week in the fall. She was always hungry. By basketball season she worked out where to eat and when, but some was off campus (to accommodate her schedule) and cost additional money. We will continue with largest meal plan option 2nd year and go from there. I wish D3 athletes had other options, but we have learned to deal with it. For on athletes, who sleep in with later classes, a lower amount of swipes might make sense