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Did you have to go into debt to attend the college of your dreams?
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Replies to: Did you have to go into debt to attend the college of your dreams?
@gmarie1112
You need to work on the sat, perhaps try the ACT, preparing specifically for the test. Check out the Test forum on this website. Borrow prep books from the library, especially the English specific books like Erica Meltzer's or PWN the SAT math.
Questbridge is worth looking into, as is Posse.
Definitely apply to GVSU, WMU, etc, and apply to the Honors college. Michigan State is a match but the honors college (which would meet need) is a reach as is UMichigan *but DO TRY* because you have a shot. UMichigan will cover full tuition for EFC zero students and if you turn in financial forms on time they'll cover room&board.
Run the NPC and only select universities where the result is 10k or below. Do so for Beloit, Lawrence, St Olaf, Denison, Dickinson, St Lawrence, Grinnell*, Macalester*, and if you are a girl Mount Holyoke.
(*= High reach)
Then, try with Earlham, Luther, Muhlenberg, Albion, Alma.
You'll need toczdt z wide net.
Being EFC 0 you should have two free act, two free SAT, and two sessions of SAT subjects. Use them. Some people do better on one form of tests than the others.
I haven't seen an NPC that lets you put in both (divorced) parents' info except possibly Princeton's. Love to see more of those, if they exist.
The NPCs based on the College Board template asks for the parents' marital status and ask for parents' combined financials, so someone using them for a divorced parent situation needs to find the financial information for both and add them together.
Of course, given how many divorced parents hide their financials from each other, getting accurate financial information to put into the NPC can be a difficult task for whoever is using the NPC in this case.
https://finaid.umich.edu/new-undergraduates/ indicates that Michigan requires the CSS Noncustodial Profile.
That's not the same thing. CP and NCP income and assets are treated differently, combining them doesn't deliver the same net price as a wealthier CP/poorer NCP or the reverse. It matters which parent has which resources.
Hence my request for colleges that ask for each parent's info explicitly.
I’d check to see if that is accurate.
For schools that use Profile, unless they don't require NCP information, this is not true. The fact that your biological parents were bever married does not absolve one or the other from the responsibility of helping to pay for your college education, in the eyes of the schools.
As always, verify this information at each school's website or by communicating directly with a finaid representative.
[quote]I can probably get $2000 from my mom, dad, and grandma.[/quote]
OHMomof2:
[quote]Married or not, you still have that other parent and certain colleges - mainly those in the list above - will want to hear from him/her and if not, why. (Have no idea where s/he is, abusive, other situations vary by school).[/quote]
It sounds like OP's dad is willing and able to contribute something.
I totally agree!
Fine...here is your debt limit.
Freshman- $5500
Sophomore- $6500
Junior- $7500
Senior- $7500
Those are the amounts you can take without a co-signer. If you need more than that amount in each of those years, will your parents be able to be qualified co-signers for all four years? OR will your parents take out college loans in their name for you? If not, you can’t get additional college loans.