Pros and Cons on Cal. Earthquake Insurance

I have private earthquake insurance. I’m not sure it’s worth the money and I’m not sure that it would provide any meaningful coverage in the event of a damaging but not catastrophic earthquake. Every year I equivocate over the renewal. These days I’m more worried about fire than earthquakes and I’m most worried about being dropped due to proximity to fire danger areas.

I would not want to buy a CEA policy.