Yeah, dh and I will put each other first.
Gotcha, artlovers I have been thinking about a trust. I really need to read up on them. My dad’s will stipulates some of the things greenwitch mentions in a trust, such as grandkids take my share if I die before my dad, for instance. I am unclear that a trust is needed for that, but I’ll read up. I am hoping this is the first and last will (or whatever) is needed, though that may be wishful thinking.