<p>^agreed … also my efc was 0 and I am a transfer student … I do not want to take out any loans and my package turned out to be 47 grand a year which covers tuitions and books … but then I live in cali so … my coa isn’t 60,000 … its more like 44k for tuition and rest for books … and alamemom is right … usc considers efc to be 3000 no matter what …</p>