However, Michigan’s stingy transfer credit* may make it more difficult for a junior transfer to finish in 4 semesters, compared to a junior transfer to some other colleges, or a frosh with a 10 semester FA limit.
Also, it would make more sense to specify an FA limit for transfers starting on entry (e.g. 6 semesters since junior transfer entry), since some transfers may be non-traditional students who took many more than 4 semesters at community college as part time students. But given Michigan’s other transfer-unfriendly policies, that may be too much to ask.
*OP should check transfer credit at https://www.ugadmiss.umich.edu/TCE/Public/CT_TCESearch.aspx and then map out whether it will be possible for him/her to complete his/her BA/BS in 4 semesters at Michigan, based on what major and GE requirements are covered by the transfer credit.