<p>Michelle - First of all, $100K in debt has significant life-ruining potential. But on top of that, UMich and UCB are the midwestern and western equivalents of one another. If you’re looking at putting your long-term financial viability in peril it should at least be a choice between an apple and an orange - a golden apple vs. a moldy orange, at that. But UMich and UCB are equals. You wouldn’t pay 3X as much for a Honda instead of its comparable Toyota, and you can’t justify taking on debt for Michigan over Berkeley either.</p>