<p>If a student has scholarships that cover everything (including books etc), then there is no shifting to be done. If a dependent student pays anything out of pocket, including with loans, then those are treated as if the parents paid it.</p>
<p>If a student has scholarships that cover everything (including books etc), then there is no shifting to be done. If a dependent student pays anything out of pocket, including with loans, then those are treated as if the parents paid it.</p>