<p>Thanks all. I add back the 401k contribution to gross income in CB calculator. Now the FM and IM came back ~48k. The 2k difference is no longer important. Looks like we are not going to get any financial aid.</p>
<p>The way it calculated with all assets, is it considered for the first year only? </p>
<p>I guess I should have done my homework, say if we had put more to the mortgage instead, it might be a bit different. The large assets are mostly the employee stock purchase plan, that took out of each paycheck for years (I was shocked myself with the sum, in a good way). The stock happens to be in 6 years high now. Oh well, I don’t see any point to even bother with CSS profile now.</p>