If your parents won’t talk about money your safety is a school you can pay for on your own with only the $5500/year federal student loan + whatever you can earn from working. In NY, that would cover the tuition at a 4-year SUNY. If parents can pay commuting costs (car, insurance, etc) and are willing to let their child live at home it’s a good option. Students who don’t get into the 4 year school right away (or who want to save money) go to a cc first (tuition is half as much). Would your parents let you live at home and do that?