Is Maine the only state that didn’t allow insurance companies to exclude pre-existing conditions?
Are DH and I the only small company that doesn’t like ACA? Before ACA, we could get a group plan. Now, we can’t, because we’re married. Our premiums have gone up. We don’t have co-pays for doctors - the cost of each appointment is part of our deductible. Yes, mental health care is on par with other health care - we have to pay for it all.
Says the site is being worked on. But are you pointing us to his vague declarations to prove to us they will happen?
Yup. It’s .gov an a site about the greatness
My childhood asthma wasn’t covered when we switched insurances and then later on it took several months after switches for me to be covered.
“Is Maine the only state that didn’t allow insurance companies to exclude pre-existing conditions?”
No. NY had guaranteed issued since the 90’s iirc.
MA had ACA type insurance before ACA. We’ve talked about moving there if need be or another state that is consumer friendly for health insurance. Again , they tend to not surprisingly be blue states which, at least partially due to the progressive stances, enjoy healthier populations.
@lookingforward, it’s the official site of the Presidential Transition.
I will pm you with the link.
i found it. It’s .gov. But I don’t find that to be an independent source.
I am going to try to remain on topic.
It’s a weird idea to ramp up coal mining while you are downgrading health coverage. At least for the miners it is!
^ Excellent point, @greenwitch. As well as for all of us from an environmental and air quality standpoint.
It is nice a government employee has this, but it would be nicer if other Americans could have just as good of benefits. As a tax payer, I don’t know why I shouldn’t have similar package when I am paying for others to have it.
“It is nice a government employee has this, but it would be nicer if other Americans could have just as good of benefits. As a tax payer, I don’t know why I shouldn’t have similar package when I am paying for others to have it.”
I think you should. I would be very happy to pay more in taxes for people to have great insurance. I love paying taxes. There isn’t a tax I don’t love. But I do not believe many people think the same as I do. As a matter of fact, I am pretty sure I am in the minority on this.
In 1993 when I was pregnant with D2 I was offered a better job, but the insurance at the new company didn’t cover my pre-existing condition. I was fortunate enough that the new company wanted me enough, they offered to pay for my cobra as part of the package. I still remember at the time, I thought it was crazy the new insurance wouldn’t cover my pregnancy.
One of the ACA’s problems is that not enough younger healthier people are signing up. Prices need to be lowered on the young and raised on older people. That would make sense based on actuarial risk and would bring more younger people into the program. It is just wrong for older people to expect the young to pay more for insurance so they can pay less.
Yikes! I thought Mr. Fang and Fang Junior were the uninsurable ones, but it’s me. (At least according to that one insurer.) Sjogrens, no insurance for me. All the people who chose this for me by your vote, thanks. May you get back better than you give.
A lot of the conditions on that list have nothing to do with life choices. You don’t get Marfan or cystic fibrosis from junk food or smoking; you get it from your genes.
Do you not see a correlation? 
^ Well, there are plenty of wealthy people that don’t want to pay taxes. This isn’t a socioeconomic thing. We just elected one that fits this category. Then you have people like Warren Buffet who has no problem paying taxes and thinks he should pay more.
“One of the ACA’s problems is that not enough younger healthier people are signing up. Prices need to be lowered on the young and raised on older people. That would make sense based on actuarial risk and would bring more younger people into the program. It is just wrong for older people to expect the young to pay more for insurance so they can pay less.”
First, younger people do pay less than older people under ACA. The answer IMO is a one payor system. Everybody in one big pool.
When you say “prices need to be raised on older people” you are saying that $11,500 a year for one person is too low. Which maybe is right, but $11,500 a year is already a whole lot of money. If insurance is that expensive, it’s unaffordable for a whole lot of people.
Actually, I have. And at least for my room of anecdotes, the line is generally drawn between the self-made and those that started with family money to begin with.
https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/NationalHealthExpendData/Age-and-Gender.html (specifically https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/NationalHealthExpendData/Downloads/2012GenderandAgeTables.zip , table 7) shows medical care spending per person by age in 2012.
Age Spending per year
all 7564
0-18 3552
19-44 4458
45-64 9513
65-84 16872
85+ 32411