Don’t worry about Study Abroad. All the schools have Study Abroad and they all (or virtually all) have SHARED study abroad or options where kids from all over can participate.
Many parents wrongly think that the school organizes all SA programs. Typically schools only have a few of their own offerings and mostly use the common offerings that all students everywhere can participate in. The Study Abroad office sort of works like a travel agency informing kids of all the programs that everyone is offering that the students can participate in.
While Study Abroad courses may not cost you more (depending on the school), you may need to extra budget for the other costs…airfare, housing, personal expenses). You might put this on daughter that she needs to work/save to cover that since she wants it so badly.
Now your real concern is getting costs down to about $15k per year.
As for Seton Hall, go ahead and submit the app, but realize that $21k per year in merit is still going to give you a high net cost.
As for Colorado schools, you’re going to have to budget an extra $1k-$2k per year just in travel costs (flights, shuttles). Holiday travel is a killer. Will she want to come home for Thanksgiving and Christmas breaks? And, omg, travel during winter can be a nightmare with delays, re-routings, cancelations.
http://www.utoledo.edu/admission/freshman/scholarships/2019/out-of-state.html
University of Toledo (link above) has lowish OOS tuition and generous merit. You might get costs down to about $18k per year with their assured merit.
Have you looked at the above? Seem like some might be affordable with merit…BUT…check to make sure that merit awards don’t require the student to live on campus. Some have that req’t.
How much can your daughter earn/save during the summers? And during the school year?? Some parents have their kids use their “school year” earnings to cover their day to day pocket money and/or books. Some parents have their kids contribute $2k-3k of summer earnings to help pay for tuition.