In November you said (in another thread) that the maximum you could afford was $15-20000 per year. Has your daughter applied to any schools you can actually afford (at which net cost of attendance would be in that price range)? Hopefully UConn will accept her. If not, it may still be possible to apply to some of the other Connecticut public universities. We were much more limited by finances than you are and I wouldn’t even allow my daughter (similar stats as yours) to apply to our instate “flagship” (Penn State), or Pitt, knowing that we’d never be able to afford it. Was she disappointed? Yes, but she’s now enjoying her sophomore year at one of our “directionals”, where there are plenty of other smart students, and planning to go abroad next fall. I’d hate to think that your younger children might have no choice other than community college because big sister insisted on going to over-budget schools requiring large Parent Plus or co-signed loans.