@Dustyfeathers what would the likely net cost be at Simmons?
I wouldn’t recommend selling a newer car for an older one…not only would you take a big hit on the sale, but the older car would likely soon have expensive issues.
The last thing I would do to a kid with anxiety issues is let them take on more debt to get what they want. Sure, it’s a quick fix now, but an anxious newish grad trying to make ends meet, while working full time and paying down significant debt is a recipe for even more serious problems.
Eating out less can be a solution but only if your spouse is on board with that, too. If you’re both busy, sometimes “eating out” helps keep us sane…someone else cooking and cleaning up! That said, if your family decides to go that route, get an Instant Pot!! Lol. At least the 6qt size, but maybe 8qt is better! Lol
You mention that UConn is the best option…what is their policy about transferring in? Could daughter go to a CC for a year and transfer in? That would also give you/your family an extra year to save…