$300k for LAC or ....$75k for State Flagship or Merit at Private/OOS Public

[mom2collegekids]

I’m going to take a closer look at some colleges that offer merit aid, although few if any of the most selective do.
I’ve concluded, based on running net price calculators and on the consensus in this thread, that need-based aid will not be available. In the last of four years, when income dips below six figures (on the “after after” tax returns) if I retire, a small need-based amount might be available from some colleges; it may not be significant enough to factor in.

I would be sure we can “full pay” for four years before my daughter enrolls anywhere. The full-pay scenario is painful, although my wife and I can withstand it, we think. So many young people are facing greater pain with large loans.

Well, if you’re going to insist on pricey selective schools, then be willing to pay. Pay for what you want.