Perspective is really hard to get, especially when you are in a small pond. Right now you see your choices as either the very top end or the very low end- and there are places in the middle! UIUC and UMd-CP are top tier programs for admissions and expensive for out of state students.
So:
#1: what is your budget?
#2: how does #3 in the class work out to a 3.0 GPA?
#3: how do you spend most of your non-school time? “ECs” covers a lot of territory, and you might have more there than you think