The 529 is from VA, a state my father has never lived in. I forget why the advisor chose VA, but there was a reason why that fund was better than my parent’s home state 529 plan.
I decided in the name of due diligence to reach out to our CPA and ask about the tax implications for both scenarios (Dad empties fund for himself, Dad sells me the fund for $10k) so at least I can advise him. Not that he will listen to me, but at least I will know I tried. Someone a few posts back had a good point, there’s no way my father is consulting a CPA considering the financial ruin he’s gotten himself into.