<p>Sorry to ask basic questions but I hadn’t looked into this at all, as we figured we’d wait until we found out where DS would be attending first. Anyhow,</p>
<p>Does it make sense to withdraw the entire amount the first year (those darn private school tuitions) so that it doesn’t impact future year calculations? Yes, it would all be qualified expenses.</p>
<p>Are UGMA 529 treated same as regular 529?</p>
<p>Yes, I did do it as kids assets in the calculator, and that’s likely why it came out that way. Good to hear it may be better than I’m thinking at least for FAFSA.</p>
<p>OP, sorry for the minor detour off topic.</p>