60k debt for Ivy League or free state education?

<p>Ana, outside scholarships won’t help me for Columbia. After reducing your work study requirement, they start to replace Columbia’s grants. The only way to use scholarships for myself would be if the organization sends it directly to ths student, and these scholarships are in the minority.</p>

<p>Believe me, if I could reduce my EFC with scholarships, I would have paid the columbia deposit by now.</p>