<p>Most of the general dentists in our area are in-network providers for our large insurance company. However, it’s a different story when I have to go to a specialist such as an endodontist. I pay up front (sometimes as much as $2000), they submit the paperwork, then we get a partial reimbursement. Same thing goes for doctors. I find that it’s usually the specialists that are out-of-network and require that you pay up front.</p>
<p>EM12345 --</p>
<p>Welcome to the world of health and dental insurance! You are very fortunate that you have insurance. But it can sometimes be extremely frustrating dealing with insurance companies and their bureaucracy.</p>