Yes @mommdc .There are some fees that one pays in addition to tuition, that the stipend will cover. Averaging the fees from 6 semesters, each semester for my DD eng student has been about $226. Dining dollars $325/semester. Rest can apply to R/B.
When living off campus, if meal plan on campus is under the remaining scholarship amount, school will electronically refund overage. DD got her refund for Spring term on Jan 4.
Since DD had AL Pre-paid College Tuition Plan in addition to the eng and Presidential scholarships, she couldn’t qualify for the tax credit. But DD with scholarship at UAB did qualify for the tax credit. The tax credit is also limited if income is over a certain amount.