Do you think your father can actually pay? His responses are reminding me of my father, and I would be on the fence if I trusted whether he would pay or not- and ultimately I would guess he would. Do you think there is a chance your father is telling you not to worry and he won’t actually contribute or will leave you with the loans?
First: this is all going to be ok, you just have to do some steps
Second: tell your father, I am nervous (this is a scary unpredictable time for kids) and want some clarity. Are you saying you will pay the difference if financial aid doesn’t come through or is the expectation I would take loans, because in that case I am going to withdraw my ED
Third: If you think father will chip in (he might have more cash than you know about and maybe your siblings arent using it all) then withdraw from the other schools. If you are not sure he will chip in, call W & M and tell them its above the NPC and is there anything they can do to help? If there isn’t seek their guidance? (and likely withdraw the deposit). I think it was reasonable to assume the NPC would be accurate and they have certainly dealt with scenarios where parents are not forthcoming with financials