<p>I have now taken the federally offered training and passed the exams. I immediately had some questions about medicaid and subsidies, the insurance providers say to call HealthCare.gov. Those people say they cannot answer any questions until October 1, that they know nothing about Medicaid and it sounds like they won’t really know much about reconciliation of subsidies.</p>
<p>This implementation is going to be a mess for people in the loopholes, like the people who should now qualify for Medicaid, but if their state did not approve expansion, they don’t get Medicaid and don’t get subsidies.</p>
<p>There is also not clarity on what happens to some one whose income changes, if they start the year on Medicaid and then get a job with monthly income qualifying for subsidy & make that change and accept the subsidy, but then that partial year employment annual total income = Medicaid & no subsidy…now what? Pay back the subsidy?</p>