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<p>Now that I think about it, dstark, perhaps ‘management’ is just awaiting the exchanges a few months hence. With the subsidy and portability, perhaps the part-timers may be better off in the exchange? But that’s just a guess on my part.</p>
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<p>Because Dmd knows that the employees stand precious little chance of getting good insurance if not through work.</p>
<p>Okay LasMa.</p>
<p>Bay and LasMa: we offer excellent benefits for exactly the reason I gave. Benefits function as golden handcuffs for employees. Let them discover that they like having health insurance and dental insurance and vision exams and plenty of vacation (we give twenty days after two years) (and reasonable hours), and your turnover is close to zero, excellent prospective employees beat a path to your door, and your employees become your strongest asset. We’ve been one of Portland’s top 100 fastest growing companies for multiple years now.</p>
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<p>doubtful… as a self pay, I’ve always had a plan I liked at an affordable price(until next year…of course)</p>
<p>How is your family health history?</p>
<p>oops – my mistake! I just reread the post I commented on and I understand the point better.</p>
<p>Back on topic – I am self-employed, have a pre-existing condition and was using my husband’s medical plan from work. Now that we’re divorcing I am having trouble finding an individual plan that covers my prescriptions, at any price. I can’t wait for Obamacare to kick in.</p>
<p>I love dmd77’s post. I am glad to read that her company is one of Portland’s fastest growung companies too. Very cool. </p>
<p>I was in Portland a couple of weeks ago to watch a professional women’s soccer game. I didnt get to see much of Portland but the weather was fantastic. Blue skies. 80 degrees.</p>
<p>Indiana91, I am happy for you.</p>
<p>My 89 year old uncle passed out in a restaurant a few days ago. His blood pressure was 40/20.
My aunt was asked if she wanted him saved. She said yes.</p>
<p>I think it is tough to let somebody go. He had an angioplasty today. I have no idea if the procedure is going to work.</p>
<p>Bluebayou, I am a little confused. Do you own the company?</p>
<p>I like dmd’s post too. As I understand it, s/he described the precise reason that employer sponsored insurance came into existence - to offer employees something they cannot get being non-employed by them. ( not for LasMas’s reason: guilty conscience. Ugh)</p>
<p>Well… employer covered healthcare really took off as a way to get around wage and price controls.</p>
<p>How is that contrary to what I posted, dstark?</p>
<p>Bay, Dmd offers good insurance as a “golden handcuff,” for which I applaud her. My employer does offer it for the reason I suggested; he believes it’s the right thing to do. Employees at both companies are lucky. Of course, there are many employers who aren’t so generous. Wouldn’t it be nice if neither Dmd nor my employer, nor any employer, had to worry about this? Think of all the money that would be freed up for productive purposes.</p>
<p>LasMa,
Isn’t employer-mandated insurance a component of the ACA? Whereas it isn’t now? How will dmd be helped by the ACA in this regard?</p>
<p>It’s not. I was going to delete that post…</p>
<p>Bay, the employer mandate is going to affect very few businesses. First, it only applies to companies with 50 or more employees (only 210,000 out of 5.7 million American businesses). Second, it will only hit those large employers who don’t already offer good insurance (about 5% of them).</p>
<p>Ok, so dmd is unaffected by the ACA, because s/he has fewer than 50 employees. (Sorry if I missed that in this thread). So what does s/he have to look forward to with the ACA then?</p>
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<p>Negative, dstark. I’m just a large pawn. :)</p>
<p>:)…</p>
<p>I will consider you a bishop. :)</p>
<p>"
Now that I think about it, dstark, perhaps ‘management’ is just awaiting the exchanges a few months hence. With the subsidy and portability, perhaps the part-timers may be better off in the exchange? But that’s just a guess on my part."</p>
<p>I find the above interesting.</p>
<p>Actually, we are affected by the ACA. We have more than 50 employees (about 80 across the entire group). But we have offered health insurance since we only had two. </p>
<p>Oregon makes it easy to employer-offer good health insurance.</p>
<p>Do you know yet if it will be considered acceptable by the ACA, dmd, or do you have to wait to find out? Even if the insurance is very good, who knows if it covers everything they require.</p>