<p>New York State admitted that the problem when they went to guaranteed issue was that they didn’t mandate everyone have coverage. </p>
<p>My sister & her H - who are both healthy but not stupid - bit the bullet and were paying approx $2000/month for the two of them. Now, of course, she is paying half that. But only about 15,000 in NYS had ind. insurance then because most people cannot afford $2000+ a month for health insurance. </p>
<p>If the subsidies go away in states without a marketplace the people who purchase ind. polcies now without a subsidy are going to be in for a huge surprise. </p>
<p>Hate to say it but I am quite looking forward to it. </p>