<p>Do undistributed 401k and IRA money count for subsidies?</p>
<p>Coolweather, undistributed money in retirement accounts are not included in income to determine eligibility for subsidies.</p>
<p>Thanks Goldenpooch. It’s good to hear that.</p>
<p>Years ago I went to a Dietitian for weightloss advise, boy big mistake there. They weren’t even near the right track as i am now.</p>
<p>I do think a lot of so-called preventive care goes in the waste category if that’s what your saying. Much of this is common sense and people who need the advice tend to be those who won’t follow it anyway. It’s even frustrating for doctors.</p>
<p>The preventative care in the ACA is mostly screening and shots. I don’t think I could tell if I had breast cancer or colon cancer using common sense, and while common sense has a prophylactic effect against flu (wash your hands!) it’s not a substitute for a flu shot.</p>
<p>Well, I do get screenings but have never had a flu shot. And I said lots not all, obviously.</p>
<p>Does anyone, maybe calmom, understand how the exchange calculator could be giving too small subsidies in Alaska and too large in Washington?</p>
<p>Isnt this the function of the Data Hub? How can it be generally right and wrong different ways two other places? There cant be a different module per state.</p>
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<p>It’s mysterious to me, too. It’s not as if Alaska was running their own exchange; Alaska is on the federal exchange.</p>
<p>OTOH, bugs are frequently mysterious. I don’t fault the exchange software for having bugs; I fault it for having bugs a month after release.</p>
<p>Saw this article about how many doctors are participating in NY. Apparently doctors are not signing up. Doctors seem to be voicing many of the same concerns as our poster, Frugaldoctor.</p>
<p>[Docs</a> resisting ObamaCare | New York Post](<a href=“http://nypost.com/2013/10/29/docs-resisting-obamacare/]Docs”>Docs resisting ObamaCare)</p>
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CF, from your mouth to the cybergod’s ears!</p>
<p>LOL. Had quite a conversation with someone at SHOP/healthcare.gov today about that very thing. I had naively asked her what the tech team had communicated about a particular bug fix that frankly, shouldn’t take a decent team more than a day and had nothing to do with server load.</p>
<p>She said they didn’t HAVE a tech team that communicated with customer service reps…that she could only report what the company was quoted as saying in the media. We had quite a chuckle over that one.</p>
<p>I do believe in the underlying end purpose of the ACA legislation but my faith in the government’s capability to execute it electronically is, shall we say, somewhat diminished. </p>
<p>Then again, even BCBS took four CS people to STILL not answer a question about WHAT my current community blue ppo is rolling over to (looks like a platinum with a 250 deductible.) I explained that I expected better from the “perpetrators” of this multi-payer nightmare, who also happen to profit from me ;)</p>
<p>We have to figure that it’s possible for government to write exchange software, because the California and Kentucky governments have done it.</p>
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<p>Right, it’s not just government. The answer to that question has nothing to do with the exchanges, or particularly with ACA at all. Policies were cancelled, and customers rolled over, before the ACA.</p>
<p>Aetna is trading down. Say they do not expect any new customers even though they are participating in 17 exchanges. Well point says the same. </p>
<p>This is interesting. </p>
<p>I have to say that I never believed the “if you like your plan, you can keep it. If you like your doctor you can keep them” propaganda. But a shockingly large number of people did and are very upset. Did anyone on here believe that would be the case?</p>
<p>I’m just asking because I’m surprised by how shocked some people seem.</p>
<p>Did you believe read my lips, no new taxes? That became a big problem.
But this is gonna get political so I’m going to work.</p>
<p>[WellPoint</a> posts third-quarter loss : Business](<a href=“http://m.stltoday.com/business/local/wellpoint-posts-third-quarter-loss/article_f7793abb-8fd3-5140-af16-153db8677cf0.html?mobile_touch=true]WellPoint”>http://m.stltoday.com/business/local/wellpoint-posts-third-quarter-loss/article_f7793abb-8fd3-5140-af16-153db8677cf0.html?mobile_touch=true)</p>
<p><a href=“http://news.investors.com/business/102913-677055-aetna-fears-obamacare-glitches-keep-young-away.htm[/url]”>Error - Investors.com;
<p>Poetgrl, I didn’t really believe you could keep your plan but I did believe that coverage we would get would be better. I’m even willing to pay more for the coverage since I’ve gotten used to double digit increases the last five years. I am losing my “free” labs and “free” radiology since they now fall under the deductible. </p>
<p>But what I am most upset about it that there is no PPO offered on the individual market in NJ. BCBS is only offering EPOs and AmeriHealth is offering 3 POS, so no real choice. With a DS out of state at college and we do leave the wonderful state of NJ on occasion, we need a national plan. That limits us to the choice of one insurer only, that’s not a choice we would have expected.</p>
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<p>That’s odd. Do these companies believe there is going to be NO net increase in insurance-havers? Or do they believe they priced their policies higher than other companies and therefore people will switch to lower-priced plans?</p>
<p>jbsmom, What if you bought your son a policy in the state where his college is?</p>
<p>“Aetna is trading down. Say they do not expect any new customers even though they are participating in 17 exchanges. Well point says the same.”</p>
<p>Do you have a link to this?</p>
<p>Aetna believes no more people will end up insured on the individual market. They’ve warned for 2014. </p>
<p>I’m not trying to be political. If that question is political. Please just ignore it.</p>
<p>I’m on my phone Emily. I can’t link from my phone. I haven’t been able to figure out how. You can google it. It’s today’s news</p>
<p>ETA. If this turns out to be the case, then I will have been wrong about the whole thing benefitting insurance companies the most. So I’m just saying I might be wrong</p>