<p>Oh okay, Garland. That’s pretty cool that the employer is giving an option. Usually I thought it was just take what we’re offering, or you get nothing.</p>
<p>Dstark, yeah, that is why I wasn’t too hard on you for your momentary endorsement of the insurance companies.</p>
<p>“So you ended up with incredibly expensive insurance and many uninsured.”</p>
<p>NY’s mistake was not having a mandate and subsidies like they did in MA.</p>
<p>All states have subsidies–through the federal government.</p>
<p>I am not endorsing the insurance companies. That lawsuit… I want to see if Anthem cancelled grandfathered plans in 2013 for 2014 and steered policy holders to more expensive plans.</p>
<p>Busdriver–she can sign up for three different levels. It’s a non-profit; they’re fairly people-focused.</p>
<p>We’re subsidizing the insurance companies while calling them the bad guys. Weird.</p>
<p>To be honest, I really don’t blame the insurance companies for doing what they are told, but suing the US govt is out of the question.</p>
<p>There goes the lawsuit. :)</p>
<p>Emilybee, Ma insurance is very expensive, too.</p>
<p>This is an anonymous forum…how will they find out? :)</p>
<p>There’s no such thing as an anonymous forum. Not really.</p>
<p>poetgrl, I hear you</p>
<p>“All states have subsidies–through the federal government.”</p>
<p>Garland, I was taking about pre ACA. NY went to community rating and guaranteed issue since the early '90’s.</p>
<p>“Emilybee, Ma insurance is very expensive, too.”</p>
<p>Nowhere near what it was in NY. Not by a long shot.</p>
<p>Why would insurance for med students be any different than insurance for other graduate students?</p>
<p>My kids are both in grad school. My d. is attending part-time while holding down a ft job, with employer-provided insurance - she was required by her school to complete a formal waiver of their policy (i.e., insurance bought via the school is mandatory unless the person documents other coverage). My s. is currently on an optional student plan which is kind of pricey, so he’ll be dropping that and shifting to Medicaid via his state exchange-- but that will be short-lived as he will graduate in June.</p>
<p>What if she did not have a job with an insurance and not enough income to buy insurance through college as a grad student? One of the CC posters mentioned coverage from Medicaid as a grad student.</p>
<p>Then my daughter would be my son ?</p>
<p>(FWIW, both kids have access to far much more in loan money than they need. I’m not saying it would be a good idea to take loans to pay for health insurance, but the cost of health insurance is actually rather trivial compared to the cost of tuition. I mean, I don’t think it’s their most pressing concern).</p>
<p>My question was a bit different. Will they have access to Medicaid if they don’t have an income?</p>
<p>Why wouldn’t they have access to Medicaid, if they didn’t have any income? (Presuming they were in a Medicaid-expansion state.)</p>
<p>Would someone actually have access to Medicaid because they are a full time grad student, and choose not to work? Doesn’t seem like that would be the intention of Medicaid.</p>