<p>I wouldn’t be surprised. That 85% rule is a funny thing. I am sure there are a lot of wiggle room to compensate a loss from a previous year amounting to a bailout even if there’s no real bailout.</p>
<p>re: doctors who won’t take medicaid.</p>
<p>My mom just made a comment about another reason docs may not want to take medicaid. This is based on my dad’s and her experience back when he was in private practice, figure the 70’s 80’s. She said that if a doc takes medicaid that he is then obligated to open all his records to the govt whenever they want. I guess they didn’t want the government intrusion. He worked in a very mixed area with some high income, various levels of mid income and low income city people (Trenton, NJ) He had no problem dealing with people who couldn’t pay much, he often treated people for free and I think he worked at the clinic from time to time. BUT he would not take medicaid. I don’t know if many docs do “pro bono” work these days, in their private practices or at clinics. I wonder if making volunteer time part of the licensing would work to help the uninsured?</p>
<p>We didn’t live large. New cars were rare as were fancy trips. Dad often worked 6 days/wk and some nights. He did take off a day sometimes, but usually ended up going in the hospital to check on someone who got admitted or meeting someone at the office after office hours. They don’t make docs like him anymore. He worked his butt off and in fact just retired at age 75! (but hasn’t in practice for years, went into hospital admin–I think the “business” end of having a practice was part of why he stopped)</p>
<p>Here is an article about the momentum gathering in Congress for allowing all people to keep their plans. The White House hasn’t rejected it yet.</p>
<p>[?Keep</a> Your Plan? bill puts Obama in bind | TheHill](<a href=“http://thehill.com/blogs/ballot-box/189700-obama-in-tough-spot-as-gop-pushes-‘keep-your-plan’-bill]?Keep”>http://thehill.com/blogs/ballot-box/189700-obama-in-tough-spot-as-gop-pushes-‘keep-your-plan’-bill)</p>
<p>Ok…then people can complain when the finances for ACA dont look as good. </p>
<p>That woman who has cancer and was getting her health insurance from UNH and her bill was over 1.2 million over the years. Unh dropped out of Calif and others blamed Obamacare.</p>
<p>Well… It looks like there is more to the story but the woman is better off with Blue Shield and what is offered for 2014. That policy from UNH was not that good. Plus UNH is leaving The individual insurance market because the company can not compete against Anthem, BS and Kaiser. The big 3 have 80 percent of the market.</p>
<p>Not even one person has signed up in my state and only forty people have looked into it. I’m one who looked into it. So that makes 39 others. Lol.</p>
<p>I’m starting to think its like all things. A few reeallly interested people making a lot of noise and then mostly everyone else too busy to notice</p>
<p>Probably a few journalists, too. </p>
<p>I am sure that like doing income taxes and college applications, everyone is waiting for the last minute.</p>
<p>Weird. I heard it was really, really good. Hmmm.</p>
<p>tatinG, the one person in NC has just completed the application, not paid.</p>
<p>Nobody has completely signed up. LOL</p>
<p>According to gallup or pew, only 22% of the uninsured intend to sign up. :eek:</p>
<p>Yikes!</p>
<p><a href=“Most Uninsured Americans Ignoring Health Exchange Sites”>http://www.gallup.com/poll/165776/uninsured-americans-ignoring-health-exchange-sites.aspx</a></p>
<p>I don’t see how the math works for the Keep Your Plan plan. Can anyone explain it?</p>
<p>I cant explain it CF. </p>
<p>There was an extra $100 billion to play with during the first 10 years but that money can go fast.</p>
<p>I just got the letter from Blue Shield informing me that I can keep my plan until March 31, 2014; however, along with the good news (as if they are doing me a great favor) was a poke in the eye. They wanted me to know that any deductible applied in the Jan 1 - March 31 period would not carryover to the new plan. Interestingly, there was nothing in the letter about a rate increase.</p>
<p>Hmmm… You can end up worse off…</p>
<p>How nice of BS.</p>
<p>Why is my premium on my existing (to be cancelled) plan less than 50% of the new equivalent ACA plan? Deductibles, coinsurance and copays are the same. Does my existing plan have a lifetime max? (I don’t know). Is it the maternity benefits available under the new plan? (We are both 60). If I can keep my existing plan I will… or will I? My after-subsidy cost in 2014 will be lower because my new monthly premium will double but my out of pocket cost will be lower after subsidies are applied.</p>
<p>NJres, are you happy with the provider network for the new plan?</p>
<p>I wonder how BS is able to unilaterally extend my plan without govt approval. It seems like anytime someone wants to amend the law, it somehow gets done.</p>
<p>Moderator’s Note</p>
<p>Speculation on what might happen and who is saying what to change the law is part of political discussion.</p>
<p>“the woman is better off with Blue Shield and what is offered for 2014.”</p>
<p>Dstark, why is she better off? Wouldn’t she lose UCSD as a provider?</p>
<p>I went back to the website last night for kicks and giggles. I had successfully created an account, filled out my profile, and browsed the plans. I was able to get back to my efforts last night, but trying to review/update my profile, I got in an endless loop on the first question: smoking. I kept answering no, then the website gave me a “wait” icon and, after five minutes or so of that, dumped me right back to the smoking question. I logged out after three or four tries at that.</p>
<p>If Obamacare were forcing my plan to be cancelled Jan 1st instead of June 1st, I would be starting to get very nervous.</p>
<p>^Where does the June 1st date come from?</p>
<p>NJres asks:
</p>
<p>The answer to this is very, very simple: now your insurance plan has to cover sick people, too, and sick people cost money. You were able to buy health insurance because you were healthy. Some 25% of the people in our age group who applied for individual insurance pre-ACA were denied, because they were expensively sick. Your risk pool, a group of healthy people, had lower healthcare costs, and therefore your premium was lower.</p>
<p>Now everyone can buy the same insurance you buy. Those expensively sick people are diving into your risk pool, driving up costs for you.</p>
<p>Insurance premiums are going up a little bit because of the new requirements of the law and the usual amount because insurance premiums go up every year with increasing health care costs. But the bulk of the increase is due to the sick people who are now in your risk pool.</p>