Affordable Care Act Scene 2 - Insurance Premiums

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<p>Its not the math its the politics. </p>

<p>They can not go into Thanksgiving with the system not working. The dinner conversation would be positively mutinous. The/A deadline is December 15th so people are going to be discussing what to do.</p>

<p>The government has to be seen to be doing something (a classic phrase from “Yes, Minister”) so I have repeatedly read if there isnt an Administration plan by Friday there will be votes on the existing Congressional plans. The train is already leaving the station on this. </p>

<p>Re: the math. As much as any of this holds together, my understanding that people being forced out were not part of the official plan for viability. Maybe they were a backdoor safety value for the young/health uninsured not showing up, but I dont think the calculations depended on them.</p>

<p>Dusktodawn, the individual health insurance market is already hammered. </p>

<p>There are 17,000 people covered under individual health insurance plans in NY state. 17,000. There are 2.6 million uninsured in NY state. </p>

<p>There are 12 to 19 million people in the US that have individual health insurance. There are over 35 million people that are not covered. (I am not counting the illegal immigrants).
This is a success to you?</p>

<p>Lerkin brought up math.
GP… Your proposals dont work mathematically… And you can repeat your proposals 1 billion times. They dont work. If you want to insure the sick, those with preconditions, and the poor, and still pay what you used to pay for insurance, your numbers dont work. </p>

<p>Lerkin just explained that your numbers dont work.
The Kaiser Foundation has written many studies about ACA. The foundation has a great website regarding ACA too.</p>

<p>Lerkin, I agree with you. </p>

<p>It is math.</p>

<p>People won’t be talking about this at thanksgiving. People really don’t talk about this kind of stuff or think about it that much. </p>

<p>Some people do, but not that many. </p>

<p>The dotgov site not working really is the big issue because ppl can’t see their subsidies. I mean yeah Id have liked to have kept my old insurance. Sure. But I knew that wouldn’t happen and I still want universal health care more than I want to keep my old plan. I can afford it. </p>

<p>But a lot of the people who are upset right now are going to get subsidies and wouldn’t be upset. It’s a huge fail. On so many levels. The subsidies are the key and ppl don’t know what they are</p>

<p>Re: Romani’s post – no worries, I know you’re not shooting the messenger and I do have your back on this ;)</p>

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<p>If the math does not work, the politics will not work either in November of 2014. </p>

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<p>Quite frankly, in my opinion, those who want to save ACA should consider delaying the ENTIRE thing for a period of time (a year?) and take that time to fix all the kinks. The way I see it, the only way ACA has a chance of working if all parts of the law are enforced.</p>

<p>Too much common sense lerkin.</p>

<p>In my experience this, and the football games, are the sort of thing that do get discussed. In fact Obama was probably counting on this as an opportunity for the family to pressure the young/health into the insurance market. </p>

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<p>Eh, either way the whole thing wont be busted by then, but as I mentioned up way way up-thread the rate setting next September could be a bad harbinger, but you’d have to be the type that looks for that kind of thing.</p>

<p>“Quite frankly, in my opinion, those who want to save ACA should consider delaying the ENTIRE thing for a period of time (a year?) and take that time to fix all the kinks. The way I see it, the only way ACA has a chance of working if all parts of the law are enforced.”</p>

<p>Now we went from math to opinions. :)</p>

<p>"Quite frankly, in my opinion, those who want to save ACA should consider delaying the ENTIRE thing for a period of time (a year?) "</p>

<p>None of us here can save or sink ACA. We can only hope people who have issues with enrollment or prices get the relief they need.</p>

<p>At this point it’s all still opinions. </p>

<p>Couch it how you like, without dotgov working the whole thing is still just theoretical</p>

<p>106,185 sign ups</p>

<p>of course, no one has paid, so number is probably much lower</p>

<p>You have to build .gov to find out how it will work.</p>

<p>Only 100,000 have selected a plan, state and federal. </p>

<p>The Steve Lopez column in the LA Times this morning dealt with ACA supporters who were now ****@d off. People on the very blue Westside having to go to Torrance or horrors! The Valley for their hospitals, not Cedars or UCLA. This whole thing is about as popular as a skunk at a picnic.</p>

<p>I have seen 106,185 total and 27,000 through healthcare.gov in numerous news reports. </p>

<p>Why 27,000? That doesnt seem like a real number.</p>

<p>Well to be frank, I never imagined my policy would go up like this. It’s really stunned me, especially because I’m also paying higher taxes because of it as well. Nobody could have expected this because I never believed we would be allowed to " keep our plan" but I never saw this either. And I’m a big skeptic just in general.</p>

<p>^My “new” plan for 2014 is just about identical to what I had, they only difference is 48% increase in price.</p>

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<p>That includes me. I made it as far as selecting a plan, because I wanted to look at the details of the plan.</p>

<p>I have no intention of actually buying the plan from the exchange at this time. My current plan, from the same company, is grandfathered until July 1st and is cheaper than the exchange plan with a smaller provider network.</p>

<p>I did not continue on to the payment options. There is no way I would provide credit card or bank account information to that website at this time.</p>

<p>So, in terms of actually selling policies, that 100,000 number is bogus.</p>

<p>^…well that includes me as well then, didn’t realize it was state sites as well. I have no intention of buying on my state exchange, but had to set up an account just to see prices.</p>

<p>I have to be honest I agree with poet in that I never expected to see such a jump in some peoples premiums.</p>