<p>[Annual</a> Healthcare Costs For Family Of 4 Now At $22,030 - Forbes](<a href=“http://www.forbes.com/sites/danmunro/2013/05/22/annual-healthcare-costs-surpasses-22000/]Annual”>Annual Healthcare Costs For Family Of 4 Now At $22,030)</p>
<p>This link shows what the average family pays with employer coverage pays in total healthcare costs… Not just insurance premiums…</p>
<p>The supporters of ACA are constantly citing studies and surveys published by the Kaiser Family Foundation. The only problem with that is the head of the foundation, Drew Altman, has been a shill for Obamacare since its inception.</p>
<p>Texaspg, the reason why I cite the 25% figure is because the premiums for the plan (Bronze) I am being transitioned to would cost around 24% of the income of a couple who make just over $62,040.</p>
<p>Also, I noticed that in my region the catastrophic plan is only a few dollars cheaper than the bronze plan.</p>
<p>But next year, the premiums paid will be down by an average of $2,500 per family, right? ;)</p>
<p>The numbers are the numbers.</p>
<p>Do you disagree with those numbers?</p>
<p>If you have numbers…I would love to see them.</p>
<p>Do you have a problem with Milliman too?</p>
<p>I haven’t check the numbers but if your point is that health care is expensive for the average American, I agree. However, it is about to get even more expensive (in some cases much more expensive) for the unsubsidized policyholder.</p>
<p>“I am being transitioned to would cost around 24% of the income of a couple who make just over $62,040”</p>
<p>If I was making 62k, I would put 15k in 401k rather than turn over to insurance payments so I can maximize my subsidy.</p>
<p>Well, not if you need it to live on you wouldn’t.</p>
<p>In the Milliman survey, I noticed this is the typical cost for employer group coverage for a family of four. It should be noted that group coverage tends to be much more generous than individual coverage so it will cost more, and in the specific example you cited, the employer is paying about $13,000 in employer subsidy.</p>
<p>Everyone needs to live. The question is whether you want to spend 25% for insurance or not.</p>
<p>This is a forum where many have multiple degrees and high level intellectual abilities. Snarky remarks don’t win brownie points. People who want to make a point better be able to contribute with real intellectual analysis or get off the thread.</p>
<p>The numbers are close enough arent they, GP?</p>
<p>That blanket statement about unsubsidized subscribers is not true. Some people will actually now qualify for subsidies.</p>
<p>When you look at the Milliman reports, The Kaiser Foundation reports…we see that healthcare is very expensive…Now.</p>
<p>That is one of the main reasons there are so many uninsured.</p>
<p>the premiums for the plan (Bronze) I am being transitioned to would cost around 24% of the income of a couple who make just over $62,040.</p>
<p>Huh? And that would be 50% for someone making 30k.</p>
<p>Point is, up to 400%, no more than 9.5%. So, while 24-25% sounds horrendous, the exchange will cap it at 9.5%.</p>
<p>“would put 15k in 401K”</p>
<p>This assumes you were self-employed or a business owner. Also, a couple at this income level may not have any disposable dollars to contribute to a retirement plan.</p>
<p>I am not saying it is feasible for a couple who makes around $70,000 to pay this much of their income for health care but I am citing a real example. Blue Shield sent the details of a bronze plan to me which would have cost someone in this bracket around 20% of their income.</p>
<p>There is a reason why people who have had their policies canceled are so upset.</p>
<p>lookingforward, how do you figure the exchange will cap it at 9.5% for someone over 400% of poverty?</p>
<p>“This assumes you were self-employed or a business owner”</p>
<p>Pick the type of person you want to fight for so we can have a cogent discussion as opposed I hate ACA and so I feel liking saying whatever.</p>
<p>Is your person employed? If so why is he/she looking for exchange insurance and not employer based?</p>
<p>Is your person self employed? If so, why would he choose to give money to insurance company rather than put it in savings?</p>
<p>dstark, I didn’t say that everyone who is unsubsidized will pay more, but many will (and pay much more).</p>
<p>There are people who are employees of companies which don’t provide health insurance.</p>